his philosophy is, you govern from the center. you begin writing a bill from the center which means you bring everybody on board, put them in a room and talk about what they like. it's not the way it works in today zero some policy where their idea now the republican leadership and previously with the democrats were guilty of the same thing, let's take our opposition far to the extreme and make them, although in that direction and we get something towards the center than okay. but let's start there. that is not the dingell weigh in unfortunately i think his way is dying. >> the passing of an era. we have time for questions, about 15 minutes. the mud upon is in the center. even though we are amplified please use your outside voice so we can hear you appear and we will take as many as they tell as we can take and when they tell us we can't take anymore we are going to cut you off. >> i am for specific question. given the too big to fail banks, now bigger and more consolidated than ever, and given the dodd-frank bill reforms regulati